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BiddingOwl and Handbid both support nonprofit fundraising auctions, but they take different approaches to pricing, bidding, payments, event management, and support. BiddingOwl has no standard annual core-auction subscription and charges 5% on winning online/mobile bids. Handbid uses quote-based licensing and does not charge a percentage of funds raised. The better fit depends on your auction format, revenue mix, technology preferences, and support needs.

Last verified: September 19, 2026

Disclosure: BiddingOwl publishes this comparison. Handbid information in this article was reviewed against current official Handbid pricing, product, payment, support, and help documentation. We include areas where Handbid may be the better fit and recommend confirming current provider terms before making a purchasing decision.

BiddingOwl vs. Handbid at a Glance

Feature BiddingOwl Handbid
Primary focus Auction-centered nonprofit fundraising Auctions, fundraising events, ticketing, giving, and event management
Standard software pricing No standard monthly or annual core-auction subscription; 5% performance fee on winning online/mobile bids Quote-based license; typically annual; no percentage of funds raised
Published license price Yes — performance pricing is publicly explained No standard license amount published; requires quote
Items / bidders Auction-centered model without annual pricing tiers Unlimited items, guests, and bidders included in every license
Online/mobile bidding Yes Yes
Browser bidding Yes Yes
Native bidder app No dedicated app required Optional iOS/Android app
Traditional paper bid sheets Yes Platform primarily emphasizes mobile/digital bidding
Live auctions Yes Yes
Hybrid auctions Yes Yes
Specialized auction formats Silent, live, online, mobile, paper, pre-bid, hybrid Silent, live, hybrid, sealed, timed, simulcast, forward, reverse, and other formats
Tickets / registration Yes Yes, including QR check-in and Tap to Pay
Donations Yes Yes
Fund-a-Need / paddle raise Yes Yes
Text-to-Give Not positioned as a dedicated Text-to-Give product Yes
Peer-to-peer fundraising Auction-centered platform Yes
White-label platform Customizable BiddingOwl auction experience Dedicated white-label offerings available
Integrated payment options Stripe or PayPal Handbid card/ACH payment environment
Card required before bidding Optional with Stripe vaulting Optional; spending threshold can also be configured
Automatic winner charging at close No No
Cash / check workflow Yes Yes
Event phone support 24/7 critical emergency support Night-of-event phone support included in every current license
General support Phone, email, training, help resources Support channels vary by service tier

Neither platform is universally better. The biggest differences are the pricing model, traditional paper-auction flexibility, mobile-app options, broader fundraising tools, payment processing, branding options, and support structure.

How Does BiddingOwl Pricing Work?

BiddingOwl does not charge a standard monthly subscription or setup fee for core auction use.

A 5% performance fee applies to winning online/mobile bids.

For example:

Winning online/mobile bid BiddingOwl performance fee
$100 $5
$500 $25
$1,000 $50
$10,000 total winning online/mobile bids $500

The important distinction is what that percentage applies to.

BiddingOwl's 5% performance fee does not apply to:

  • traditional paper silent-auction bidding
  • traditional live-auction tools
  • admission tickets
  • donations
  • Fund-a-Need contributions
  • paddle raises

Electronic payment-processing fees are separate.

See BiddingOwl Pricing and Silent Auction Fees and Buyer's Premiums Explained for additional details.

This pricing model can be particularly relevant for organizations whose fundraiser includes a mixture of online auction revenue and tickets, direct donations, Fund-a-Need, traditional paper bidding, or live-auction revenue.

How Does Handbid Pricing Work?

Handbid uses a different pricing model.

Handbid does not publish a standard software-license amount. Instead, organizations receive a quote based on factors such as the events they plan to run and the service/support level they want.

According to Handbid's current pricing information, a one-year license is standard and events run during that term are covered.

Handbid also states that every current license includes:

  • unlimited items
  • unlimited guests
  • unlimited bidders
  • silent and live auction functionality
  • paddle raises
  • ticketing and check-in
  • donations
  • checkout
  • reporting and reconciliation
  • platform updates during the term
  • live phone support during registered event windows

Handbid does not charge a percentage of funds raised.

Its currently published payment-processing rates are:

Payment type Handbid published rate
Visa, Mastercard, Discover 3.5% + $0.30
American Express 3.95% + $0.30
ACH 1.5%

Handbid states that there is no additional platform percentage added on top of these payment-processing rates.

Organizations can also ask guests whether they would like to cover card-processing costs at checkout.

The significant limitation when comparing price is that Handbid's software license itself is quote-based.

That means a nonprofit cannot determine its total Handbid cost from the public website alone.

See Handbid Pricing for its current licensing and payment information.

Which Is Cheaper: BiddingOwl or Handbid?

There is no reliable universal answer because the platforms use fundamentally different pricing models.

BiddingOwl's software cost can be calculated from the amount of winning online/mobile bidding:

Winning online/mobile bids × 5%

Handbid's software license is quote-based, but Handbid does not take a percentage of funds raised.

That means Handbid may be economically attractive to an organization with substantial online auction revenue if its quoted license cost is favorable.

BiddingOwl may be attractive to an organization that:

  • runs only one or occasional auctions
  • does not want a standard annual core-auction subscription
  • raises substantial money through tickets, donations, Fund-a-Need, paper bidding, or traditional live auctions
  • wants its platform fee tied specifically to winning online/mobile bids
  • wants to know the platform-pricing formula before speaking with a salesperson

Handbid may be attractive to an organization that:

  • runs multiple substantial events during the year
  • expects significant online auction volume
  • wants unlimited items, guests, and bidders
  • values broader event-management and fundraising features
  • prefers a quoted term-based license rather than a percentage of auction proceeds

Because Handbid does not publish its license amount, a meaningful comparison should use an actual Handbid quote rather than an estimated or historical price.

If you're evaluating different auction pricing structures, see Free Auction Software for Nonprofits.

Do Both Platforms Support Mobile Bidding?

Yes.

Both platforms allow supporters to participate from a mobile browser.

BiddingOwl

BiddingOwl bidders participate through the browser on their phone, tablet, or computer. They do not need to download a dedicated BiddingOwl bidder app.

Learn more in Silent Auction Mobile Bidding Without an App.

Handbid

Handbid also supports browser-based mobile bidding.

In addition, Handbid offers a native mobile-app experience. Its current feature materials state that guests can bid from a native iOS or Android app or directly through their browser.

See Handbid Mobile Bidding and Handbid's full feature overview.

That is a genuine difference.

An organization that wants to avoid asking supporters to install an app can use either platform through the browser.

An organization that specifically wants a native bidder-app option may prefer Handbid.

What About Traditional Paper Bid Sheets?

This is a clearer difference between the platforms.

BiddingOwl intentionally supports traditional paper silent auctions in addition to online/mobile bidding.

Organizations can use printable bid sheets and traditional auction-management tools, and those workflows are not subject to BiddingOwl's 5% online-bid performance fee.

Handbid's current product positioning is much more strongly centered on mobile and digital bidding.

Its mobile-bidding platform emphasizes supporters browsing, bidding, receiving notifications, and checking out from their phones.

That does not make one philosophy universally better.

Organizations that want to move fully to digital/mobile bidding may prefer Handbid's approach.

Schools, churches, clubs, rural organizations, and other fundraisers that intentionally want the option to run a traditional paper auction—or move gradually between paper and mobile formats—may find BiddingOwl's paper-auction flexibility more useful.

What Auction Formats Does Handbid Support?

Handbid supports a particularly broad range of auction formats.

Its full platform feature overview describes:

  • silent auctions
  • live auctions
  • hybrid auctions
  • sealed auctions
  • timed auctions
  • simulcast auctions
  • forward auctions
  • reverse auctions

Handbid also provides dedicated competitive bidding tools.

This breadth can matter for organizations running more sophisticated or specialized auction programs.

BiddingOwl is more specifically centered around nonprofit fundraising formats such as:

  • traditional silent auctions
  • online auctions
  • mobile bidding
  • live auctions
  • online pre-bidding
  • hybrid fundraising auctions
  • Buy Now
  • proxy / automatic bidding
  • Fund-a-Need and paddle raises

For many small and midsized nonprofit fundraising events, either platform can handle the core auction workflow.

Organizations requiring specialized auction formats should evaluate Handbid's broader tools carefully.

For guidance on combining online and in-person auction activity, see How to Run a Hybrid Silent Auction.

How Do Credit Cards Before Bidding Compare?

Both BiddingOwl and Handbid allow organizations to control whether bidders must provide a payment method before bidding.

BiddingOwl

Organizations using Stripe can optionally enable card vaulting.

Even when vaulting is enabled, supporters can:

  • log in
  • browse auction items
  • read descriptions
  • explore the fundraiser

without entering a credit card.

When the supporter takes an applicable transactional action—such as placing a bid, purchasing tickets, or making a donation—the payment-method requirement appears.

Stripe securely handles the saved payment credentials.

For auction winners, the administrator controls when an applicable saved Stripe card is charged.

BiddingOwl does not automatically charge every winner merely because the auction closes.

For the full workflow and tradeoffs, see Should You Require a Credit Card Before Bidding?.

Handbid

Handbid also lets organizations decide whether a card is required before online bidding.

Its financial settings include an additional option: a spending threshold.

According to Handbid's credit-card processing documentation, if the organization enables the card requirement without entering a threshold, bidders must provide a card before placing a bid.

If the organization sets a threshold, bidders can participate without a card until their bidding reaches that configured amount.

Handbid provides more detail in its auction-settings documentation.

Handbid also states that cards are not automatically charged simply because a bidder has one on file.

This spending-threshold option is a genuine Handbid advantage for organizations that want more granular control over when a payment method becomes mandatory.

How Do Winner Payments Compare?

BiddingOwl

BiddingOwl organizations can use:

  • Stripe
  • PayPal
  • optional Stripe card vaulting
  • regular winner checkout
  • cash
  • checks
  • other approved external payment workflows recorded by the organization

When Stripe vaulting is enabled, the administrator can later charge an applicable saved card.

The administrator controls that charge.

See Silent Auction Checkout Best Practices for winner notification, payment collection, unpaid winners, pickup, and reconciliation.

Handbid

Handbid supports payment collection through its payment environment and publishes both card and ACH processing rates.

Handbid's card settings state that credit cards on file are not automatically charged.

That allows bidders to pay electronically while preserving other payment possibilities such as cash or check where the organization allows them.

See Handbid's credit-card processing documentation and Handbid Pricing for the current workflow and published rates.

The two platforms are therefore more similar in this area than an older comparison might suggest.

Both can use stored payment information while preserving administrator control over collection.

Which Payment Options Differ?

The integrated payment structures are different.

BiddingOwl

BiddingOwl supports:

  • Stripe
  • PayPal
  • cash
  • checks
  • approved external/offline payments

For more information, see Credit Card Processing for Nonprofits.

Handbid

Handbid currently publishes processing for:

  • Visa
  • Mastercard
  • Discover
  • American Express
  • ACH

According to Handbid Pricing, its published ACH rate is 1.5% with no per-transaction fee.

Handbid also promotes Tap to Pay as part of its ticketing and registration system.

For organizations with substantial sponsorships, table purchases, or major gifts, ACH may be useful.

For organizations that specifically want PayPal, BiddingOwl has a clear distinction because PayPal is one of its integrated options.

How Do Ticketing and Check-In Compare?

Both platforms support ticketed fundraising events.

Handbid's event-management functionality is broader in this area.

Its Ticketing & Registration platform currently includes features such as:

  • custom ticket types
  • promotional codes
  • digital guest lists
  • QR check-in
  • group registration
  • seat assignments
  • real-time attendance tracking
  • Tap to Pay
  • branded confirmations and receipts

BiddingOwl supports admission-ticket sales as part of its auction and fundraising workflow, but it is more auction-centered.

An organization where complex seating, guest management, check-in logistics, and event administration are major requirements may prefer Handbid's deeper event-management tools.

An organization primarily running an auction with ticket sales attached may not need that additional complexity.

What Fundraising Tools Does Handbid Have Beyond Auctions?

Handbid extends beyond auctions into broader fundraising.

Its current platform includes or promotes:

BiddingOwl also includes fundraising tools beyond bidding, including:

  • tickets
  • donations
  • Fund-a-Need
  • paddle raises
  • raffles
  • Buy Now
  • bidder communications
  • checkout and invoice management

The difference is one of emphasis.

Handbid has developed into a broader fundraising-event ecosystem.

BiddingOwl remains more tightly centered on auctions and the fundraising activities that commonly surround them.

For a broader discussion of what nonprofits should evaluate, see Auction Software for Nonprofits: How to Choose the Right Platform.

How Does White-Label Branding Compare?

Handbid has a significant advantage for organizations requiring a fully white-labeled platform.

According to Handbid's White-Label Auction Software, its white-label offering can include:

  • organization-controlled branding
  • custom URLs
  • branded communications
  • branded mobile apps
  • custom integrations
  • private-market access
  • concierge implementation

This can be valuable for universities, hospitals, professional organizations, large charities, and other organizations where the technology provider needs to sit almost entirely behind the organization's own brand.

BiddingOwl allows organizations to create and customize their auction experience, but it is not positioned as the same type of fully white-label enterprise platform.

If complete brand ownership is a core requirement, Handbid deserves serious consideration.

How Does Support Compare?

Both platforms provide live-event support, but their models differ.

BiddingOwl support

BiddingOwl publishes:

  • direct phone support
  • email support
  • Monday-Friday office hours
  • personal training by arrangement
  • self-service help resources
  • 24/7 critical emergency support

See BiddingOwl Customer Service for current information.

Handbid support

Handbid uses service tiers.

According to its current Support Policy, service levels determine the normal support channels, response expectations, and whether a customer receives a named or dedicated contact.

Handbid's published tiers currently range from email/chat support through higher levels that include phone support, named contacts, dedicated account managers, or dedicated technical contacts.

Importantly, Night of Event live phone support is included at every tier.

Handbid states that the event must be registered at least five business days in advance for guaranteed Night of Event coverage.

Its event-support window begins one hour before the registered event start and continues until one hour after the stated close time or until final bidder checkout is complete, whichever is later.

That is a genuine Handbid strength.

BiddingOwl's advantage is straightforward published access to phone and email help generally, plus 24/7 critical emergency support.

Handbid's advantage is a formal tiered structure with clearly documented event-window phone coverage.

Where Is Handbid Stronger?

Handbid may be the stronger choice when your organization:

  • wants a quoted term-based license instead of a percentage of funds raised
  • runs multiple substantial events during the year
  • expects very high online auction volume
  • wants unlimited items, guests, and bidders under its current licensing model
  • wants a native bidder-app option
  • needs Text-to-Give
  • needs peer-to-peer fundraising
  • wants Tap to Pay
  • wants ACH payment processing
  • needs QR check-in and deeper guest-management tools
  • needs complex seating or group registration
  • wants specialized auction formats
  • needs a fully white-labeled platform
  • wants a configurable card-before-bidding spending threshold
  • values formal tiered support and registered event-window phone coverage

Those are meaningful product strengths and should be part of the decision.

Where Is BiddingOwl Stronger?

BiddingOwl may be the stronger choice when your organization:

  • does not want a standard annual core-auction subscription
  • wants published pricing that can be calculated before talking with sales
  • runs one or occasional fundraising auctions
  • wants traditional paper bid sheets as part of the regular auction workflow
  • expects significant revenue from tickets, donations, Fund-a-Need, paddle raises, or traditional live/paper auctions that are outside the 5% online-bid fee
  • wants Stripe or PayPal
  • wants browser-based mobile bidding without relying on an app
  • wants optional Stripe card vaulting
  • wants administrator-controlled winner charging
  • accepts cash and checks
  • values direct phone and email support
  • wants 24/7 critical emergency support
  • wants an auction-centered platform rather than a broader fundraising/event ecosystem

For a broader look at alternatives, see BiddingOwl Alternatives.

What Are the Limitations of BiddingOwl?

BiddingOwl's 5% performance fee can become more expensive than a fixed-license platform when an organization generates a large amount of winning online/mobile auction revenue.

Payment-processing costs remain separate.

BiddingOwl also does not currently offer some of Handbid's broader capabilities, such as:

  • a native bidder-app option
  • enterprise-style white-label mobile apps
  • dedicated Text-to-Give
  • peer-to-peer fundraising
  • integrated ACH as a published standard payment option
  • some of Handbid's deeper ticketing/check-in tools
  • some specialized auction formats

Organizations seeking a broader year-round fundraising and event ecosystem may therefore prefer Handbid.

What Are the Limitations of Handbid?

The biggest purchasing limitation is pricing transparency.

Handbid does not publish a standard software-license amount.

Organizations need to speak with Handbid and receive a quote before they can calculate the complete software cost.

Handbid states that its licenses are term-based, with a one-year license being standard. Its pricing page also states that licenses renew automatically and that written notice is required before the renewal date according to the customer's agreement.

See Handbid Pricing for its current licensing language.

Handbid's product philosophy is also heavily digital/mobile.

Organizations that specifically want to continue using traditional paper bid sheets as a regular auction operating model should confirm that workflow carefully before selecting the platform.

Normal support channels also depend on the service tier, although Handbid's Support Policy includes registered Night of Event live phone support at every tier.

Finally, some of Handbid's broader or enterprise-oriented capabilities may be more functionality than a small volunteer-run fundraiser actually needs.

BiddingOwl or Handbid: A Practical Decision Guide

Your highest priority Start with Why
No standard annual core-auction subscription BiddingOwl Core pricing is tied to winning online/mobile bids
No percentage of funds raised Handbid Handbid states it does not charge commission on proceeds
Transparent software-cost formula before speaking with sales BiddingOwl The 5% online-bid model is publicly documented
Quote-based annual relationship Handbid Licensing is configured around events and support needs
One occasional nonprofit auction BiddingOwl No standard annual core-auction commitment
Multiple substantial events per year Handbid Events during the license term are covered
Traditional paper bid sheets BiddingOwl Paper auction tools are an intentional part of the platform
Fully digital/mobile auction Either Both support browser-based mobile bidding
Native bidder-app option Handbid Native-app participation is available
No bidder app required Either Both allow browser participation
PayPal integration BiddingOwl Stripe and PayPal are BiddingOwl's integrated choices
ACH payments Handbid Handbid publishes ACH processing
Card threshold before bidding Handbid A threshold can determine when a card becomes required
Optional Stripe vaulting BiddingOwl Supporters can browse first; payment method is required only when taking an applicable transaction when vaulting is enabled
Text-to-Give Handbid Dedicated tool
Peer-to-peer fundraising Handbid Dedicated P2P tools
QR check-in / seating / Tap to Pay Handbid Deeper event-management workflow
Full white-label solution Handbid Dedicated white-label platform and branded-app options
Direct general phone support BiddingOwl Published phone/email support
Live event phone support Either Both publish event/critical support models
Traditional + online + mobile + live flexibility BiddingOwl Particularly useful where paper and digital workflows coexist

Which Should a Small Nonprofit Choose?

For a small nonprofit, the decision often comes down to how much platform you actually need.

Handbid offers a sophisticated event and fundraising ecosystem.

That may be valuable if your organization runs multiple events, needs advanced registration and check-in, wants Text-to-Give or peer-to-peer fundraising, prefers a native app option, or has enough event complexity to benefit from formal service tiers.

But more functionality is not automatically better.

A school PTO, church, animal rescue, club, or volunteer-run nonprofit may instead prioritize:

  • clear pricing
  • straightforward auction setup
  • paper and mobile flexibility
  • cash/check support
  • direct phone help
  • no standard annual core-auction commitment
  • the ability to expand gradually from traditional to online bidding

In that situation, BiddingOwl may be the simpler fit.

The useful question is:

Which platform matches the fundraiser your volunteers will actually run?

Before choosing either platform, build a realistic event and test registration, browsing, bidding, payment collection, a cash/check winner, item pickup, reporting, and support.

If you're comparing several systems, see Best Silent Auction Platforms for Nonprofits.

Frequently Asked Questions

BiddingOwl vs. Handbid: which is better?

Neither is universally better. Handbid may be preferable for organizations wanting quote-based licensing, native apps, broad event-management tools, Text-to-Give, peer-to-peer fundraising, white-label options, ACH, or specialized auction formats. BiddingOwl may be preferable for organizations wanting no standard annual core-auction subscription, published pricing, traditional paper-auction support, Stripe or PayPal, and direct auction-focused support.

How much does Handbid cost?

Handbid does not publish a standard software-license amount. Pricing is provided after a conversation about the organization's events and support needs. Handbid states that a one-year license is standard and that it does not charge a percentage of funds raised.

See Handbid Pricing.

Does Handbid take a percentage of auction proceeds?

No. Handbid states that it does not charge a commission based on funds raised. Payment-processing charges are separate.

What are Handbid's payment-processing fees?

Handbid currently publishes:

  • Visa, Mastercard and Discover: 3.5% + $0.30
  • American Express: 3.95% + $0.30
  • ACH: 1.5%

See Handbid Pricing and verify current rates before signing an agreement.

How much does BiddingOwl cost?

BiddingOwl has no standard monthly subscription or setup fee for core auction use. A 5% performance fee applies to winning online/mobile bids. Traditional paper/live auction tools, tickets, donations, Fund-a-Need, and paddle raises are not subject to that performance fee.

See BiddingOwl Pricing.

Do Handbid bidders need an app?

No. Handbid supports browser-based bidding. It also offers native-app participation.

See Handbid Mobile Bidding.

Do BiddingOwl bidders need an app?

No. BiddingOwl bidders participate through a browser without installing a dedicated bidding app.

See Silent Auction Mobile Bidding Without an App.

Can Handbid require a credit card before bidding?

Yes. Handbid allows organizations to require a card before bidding and can also use a spending threshold so the card requirement begins only after the configured amount is reached.

See Handbid's credit-card settings.

Can BiddingOwl require a credit card before bidding?

Yes. Organizations using Stripe can optionally enable BiddingOwl card vaulting. Supporters may browse without entering a card and are asked for a payment method when they place a bid, purchase tickets, or make a donation.

See Should You Require a Credit Card Before Bidding?.

Does Handbid automatically charge winners when an auction closes?

No. Handbid's documentation states that cards are not automatically charged simply because they are on file.

See Handbid's credit-card processing documentation.

Does BiddingOwl automatically charge winners?

No. With optional Stripe vaulting, the administrator controls when an applicable saved card is charged.

Does Handbid support paper bid sheets?

Handbid's current platform positioning centers on digital and mobile bidding. Organizations that specifically want paper bidding as a regular auction workflow should confirm their requirements directly with Handbid.

Can both platforms accept cash and checks?

Both platforms support workflows that allow organizations to account for offline payments.

Does Handbid provide phone support?

Yes. Handbid provides Night of Event live phone support at every current service tier for properly registered event windows. Normal support channels outside the event window depend on the service tier.

See Handbid's Support Policy.

Does BiddingOwl provide phone support?

Yes. BiddingOwl publishes phone and email support during office hours, personal training by arrangement, and 24/7 critical emergency support.

See BiddingOwl Customer Service.

The Bottom Line

BiddingOwl and Handbid are both capable auction platforms, but they increasingly serve somewhat different needs.

Handbid offers a broad event and fundraising ecosystem with quote-based licensing, unlimited items and bidders under its current licensing model, native-app participation, Text-to-Give, peer-to-peer fundraising, white-label options, advanced registration tools, ACH, specialized auction formats, and formal support tiers.

BiddingOwl takes a more auction-centered approach.

It has no standard annual core-auction subscription, publishes its 5% winning-online-bid fee, keeps tickets, donations, Fund-a-Need, paddle raises, and traditional paper/live auction tools outside that fee, supports Stripe or PayPal, allows optional Stripe card vaulting, and preserves traditional paper, mobile, online, live, and hybrid workflows.

For a complex organization running multiple sophisticated fundraising events, Handbid may provide capabilities that justify its quoted licensing model.

For an organization that primarily needs flexible auction software without a standard annual core-auction commitment, BiddingOwl may provide a more straightforward fit.

The right comparison is not simply:

“Which platform has more features?”

It is:

“Which platform has the features, pricing model, workflow, and level of complexity our organization actually needs?”

Official Sources

Handbid

BiddingOwl

About the Author:

The BiddingOwl Editorial Team creates practical resources for nonprofits, schools, churches, community groups, and other organizations running fundraising auctions and events. Our content is based on BiddingOwl’s experience supporting online, mobile, silent, live, and hybrid auctions, with a focus on clear guidance around auction planning, bidding, payments, checkout, and fundraising technology.